But whether they have a good understanding of those accounts is up for debate, as findings from a new GOBankingRates survey suggest. After suffering high default losses during the recession, general-purpose card issuers are wary of less-than-prime borrowers. Common retail banking services include:. Despite fears about banking, the survey found that an overwhelming majority of Americans — 88 percent — have checking accounts. In fact, all four business franchises thrived in , as shown below. You may also like.
